Everything you need to grow your money
CrestVale Bank offers a complete suite of banking products — savings plans, fixed deposits, loans, and instant transfers — all connected through your central wallet and managed in one place.
Goal-Based Savings Accounts
Set a savings target, choose a duration, and contribute regularly. Interest accumulates over time using the formula: Interest = Principal × Rate × Time. Plans complete when the target is reached or the duration ends.
Goal-Based
Name your plan, set a target amount, and contribute at your own pace. CrestVale tracks your progress every step of the way.
5.5 p.a. Interest
Earn competitive interest on your saved balance. Interest accumulates monthly and is credited at plan completion or withdrawal.
Flexible Contributions
Add funds from your wallet whenever you're ready — no fixed contribution schedule required. Withdraw anytime (subject to terms).
Locked Returns at Higher Rates
Deposit a lump sum for a fixed term and earn higher interest than savings. Funds remain locked until maturity. At maturity, you receive your principal + interest in full. Return = Principal + (Principal × Rate × Time).
6-Month Term
Lock your funds for 6 months and earn 8 p.a. — a competitive rate for medium-term wealth preservation.
12-Month Term
Maximise your return with a 12-month deposit at 12 p.a. — ideal for funds you won't need in the short term.
Maturity Payout
Your principal and all accumulated interest are automatically returned to your wallet on the maturity date.
Flexible Borrowing Solutions
Apply for a loan, receive approval from Crestvale Bank, and have funds credited directly to your wallet. Repay monthly at a fixed rate. Monthly Payment = Total Loan ÷ Duration (months).
Apply Online
Submit a loan application directly from your dashboard. Specify the amount and preferred repayment duration.
Fast Approval
Crestvale Bank reviews applications promptly. Approved loans are credited to your wallet and active immediately.
Monthly Repayments
Fixed monthly payments make budgeting simple. Track your remaining balance and upcoming due dates from your loans dashboard.
Instant Wallet-to-Wallet Transfers
Move money between CrestVale wallets instantly. No fees, no delays. Every transfer is recorded in your transaction history for full transparency.
Instant Settlement
Funds are credited to the recipient's wallet immediately — no waiting periods, no holds.
Full Audit Trail
Every transaction is logged with type, amount, date, and status. Download your statement anytime from the wallet page.
Secure by Design
Balance checks and session authentication protect every transfer. You can only send funds you have available.
Current Rates
Rates are set by Crestvale Bank and may be updated periodically. Always check your dashboard for the latest applicable rates.
Grow toward your goals.
Savings Plans
5.5 p.a.
- Duration: 12 months
- Flexible contributions
- Monthly interest accrual
Medium-term lump sum investment.
Fixed Deposit — 6M
8 p.a.
- Duration: 6 months
- Funds locked at term
- Principal + interest at maturity
Maximise your returns.
Fixed Deposit — 12M
12 p.a.
- Duration: 12 months
- Highest available rate
- Principal + interest at maturity
Access capital when you need it.
Loans
12 p.a.
- Duration: 12 months
- Admin approval required
- Simple monthly repayments
Rates are indicative and subject to change. See the Risk Disclosure for full terms.